Dial down high-interest accounts with a no-fee balance transfer.
With a Visa® credit card through United, you can transfer high interest rate and department store
credit card balances without paying a transfer fee.1 By moving those balances to United, you’ll
only have to make one low monthly payment. Plus, you’ll pay the same low interest rate on balance transfers
as you do on purchases.2
If better terms and a lower rate sounds good to you, call us at (888) 982-1400
or stop by a branch and we’ll help you get started.
Here’s what you’ll need for a balance transfer:
Prepare for a Balance Transfer
Copy of most recent statement
Name of payee/credit card
Mailing address of payee
Account or credit card number for payee
Amount of payoff
 You may transfer any amount, but the total amount of your balance transfer must be less than your available credit limit. Be sure you don’t transfer any disputed purchase or other charge amount because you may lose your dispute rights. You can’t transfer balances from other accounts issued by United Federal Credit Union.  There is no grace period on balance transfers; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account.